Ripple Aims to Reshape Global Finance Around XRP

On November 2, 2025, Lee Sun-young published an article in Coinreaders titled 'Ripple Aims to Reshape Global Finance Around XRP.' The article analyzes Ripple's strategy to reorganize the global financial network around its cryptocurrency XRP, aiming to expand market share through acquisitions rather than partnerships. It focuses on Ripple's move to directly enter the market by acquiring companies with established financial infrastructure, rather than collaborating with competitors.

Cryptocurrency analyst Domkok pointed out that Ripple's strategic moves are being overlooked amid market attention on Western Union's collaboration with Solana. He analyzed that Ripple is directly entering the trillion-dollar global payment and liquidity market through an aggressive acquisition strategy, instead of traditional partnerships. Domkok cited Ripple's acquisitions of Hidden Road, GTreasury, and Rails over the past year as evidence.

According to Domkok, Ripple secured the ability to process $3 trillion in payments annually through the acquisition of Hidden Road. The GTreasury acquisition enables it to support trillions of dollars in payment transactions annually in over 160 countries. Additionally, the acquisition of Rails has resulted in occupying 10% of the global stablecoin payment market. Domkok assessed that Ripple has secured significant influence in the global financial market through these acquisitions.

Cryptocurrency analyst Scott Melker mentioned that Western Union tested the XRP network for years but ultimately chose Solana. Western Union plans to issue the USDPT stablecoin on the Solana network in 2026.

In response, cryptocurrency analyst Hugo Filiion argued that Western Union's decision will have a limited impact on Ripple and the XRP Ledger. He emphasized that Ripple is actively targeting the asset management and trading markets through GTreasury and Hidden Road (Ripple Prime). In other words, Ripple is expanding its business scope to the asset management market in addition to the traditional payment market.

Hugo Filiion analyzed that Ripple is pursuing a strategy to grow into a company that encompasses the entire financial service sector, not just providing a payment network. He explained that the asset management and trading capabilities secured through GTreasury and Hidden Road support this strategy. Ripple Prime is a platform that provides cryptocurrency trading, custody, and lending services to institutional investors.

Considering the size and influence of the companies acquired by Ripple, it is being evaluated that Ripple is transforming from a simple cryptocurrency company into a financial technology company. Hidden Road holds a significant market share in the business-to-business (B2B) payment market, and GTreasury is a leading company providing corporate treasury management solutions. Rails is recognized for its technology in the stablecoin payment sector.

Some experts question whether Ripple's acquisition strategy will succeed. Western Union's choice of Solana may demonstrate the technical limitations of the XRP network, and it is uncertain whether Ripple can successfully integrate the acquired companies.

Ripple's aggressive acquisition strategy can strengthen Ripple's position in the global financial market. Based on the scalability and efficiency of the XRP Ledger, Ripple has the potential to emerge as an alternative to traditional financial systems.

In conclusion, Ripple is reorganizing the global financial network around XRP and is pursuing a strategy to enter the market quickly through acquisitions rather than partnerships. Western Union's collaboration with Solana may act as a short-term negative for Ripple, but it is generally analyzed that it will not have a significant impact on Ripple's growth strategy in the long term.